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Money Musings Newsletter
Wake up early and download the brain of a queer financial advisor.
The Query Capital Money Musings Newsletter, written by Landon, is a (somewhat less than monthly) monthly think piece relating to personal finance as only someone with a degree in alternative philosophy and a background as a social justice trainer can.
After signing up, check your spam folder for the confirmation and then add landon@query.capital to contacts so that we don't disappear forever into the void.
See below for past mailing and other articles.


Market Commentary for Anxious Queers
The bombshell tariff announcement last Wednesday sent U.S. markets plunging over -10% and international markets down -8% in the largest drop


Four Paradigms of Joint Finances
Four starkly different attitudes to shared finances underpin interactions in all life partnerships.


The Willingness to Withhold: Tithing Part II
In a little village in Myanmar, monks in maroon robes walk down the street with bowls in hand to gather alms.


The Case for Tithing
Whenever we're out, my little son will ask me, "Are we close to home?" A few blocks, a few neighborhoods, a few states - are we close...


Strategic Scarcity
We're now in the dead of winter, a time when the summer seems long ago. When the sun shines on my face, it feels precious. Lately I've been


Retirement of the immortal
At a house party in my 20s, I told someone I worked in financial planning. To my dismay she responded with, “That’s okay, I have a boring...


Retirement by default invests in war
If you're like most people, when you fill out choices in your retirement plan, you likely aren't thinking about arms manufacturing— even...


Considering the cost of kids
But can cost comparison address the question of having kids or not? I’m not so sure. Having kids is a fundamental life question.


Return of the Student Loans
Despite the setbacks to student debtors, new changes to the repayment options are a good thing. So let's dig into it together.


Marriage: What is it good for?
If you are in a couple and ambivalent about marriage, blink and you might miss the benefits. But there are a few benefits worth mentioning.


What is burning that hole in your pocket?
In April’s installment of my newsletter I wrote about the mindset of scarcity and its impact on finances. Many clients have struggled with


Let's play around with a Wealthiness Audit
Isn’t it weird how rich people feel so much scarcity? They don’t have the struggles that bind you on a daily basis. They could live like...


Thoughts and prayers for the trans community
Lately as the proxy war over trans people continues, I am grieving the narrative of progress and safety that I had even as bathroom bills..


Landon's Once-a-Month "Backwards Budget"
There are two ways to count your spending—counting up from zero, or down from everything.


Let’s consider our inevitable demise
You can’t use your money where you’re going, so why bother? My answer is that an orderly estate is an act of care to others.


French Teen v. Big Sis: Who will pay me back?
One summer while I was visiting Paris with friends after my high school study-abroad program, I lent my friend €80 to buy a nice pair of hee


Navigating Family Power & Financial Delegations
My father was born in the year of the tiger. Growing up in a Chinese family in Singapore and Malaysia he was one too many tiger...


In Defense of New Year’s Resolutions
All the reasons I believe in goal making in the new year.


A Budget Is Not a Body
The dreaded weight-loss analogy. A few years back on a conference call with the Seattle Times for a “Money Makeover” financial plan, I...


Katie Thinks School's a Scam
My partner likes to say that education is a scam. Or perhaps a tool of the state to make children compliant...


Administrative Genius
A few years ago, behavioral economics took the world by storm. It helped us think critically about the influence of nudges on outcomes.


Queer Feelings about ESG
I came of age in the queer left in Seattle, where ethicality is paramount. "Environmental" might mean saving dish water and using it to flus


Go Ahead and Miss Out Financially
I love the wild ones, but most of the people who come to hire a financial planner are actually pretty prudent. They want to know that...


Attention Small Nonprofits: If You Care about Your Employees, Help Them Retire
The important work of nonprofit employees ought to be rewarded with the ability to retire with dignity after a career of service.


100+ Years Delinquent
This article explores the effect of compound interest and the continued legacy of racism in America.


The Joys and Sorrows of Budgeting
Making an ideal budget is easy; it's where that budget meets with reality that's the problem.
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